02
Preview · 5-year scenario
At 20 care hours a week, aging at home is estimated to cost less per month.
Annual at-home cost$82,400
Annual assisted living$84,000
5-year difference$8,666
At-home modifications$0
Cost-only result
Aging at home is lower in this scenario.Estimated break-even: 21 paid care hours per week.Aging at home · 5 years$446,305
Assisted living · 5 years$454,971
Both projections use a visible 4% annual planning inflation assumption.How this estimate was calculated
Aging at home adds household costs, maintenance, paid care hours and one-time modifications. Assisted living adds the base fee and the care/services amount you enter.
Not included: taxes, medical coverage, provider-specific pricing, eligibility, availability, health or safety assessment.
Provider questions
Take these three questions with you
- Which services are included at this care level?
- How often can the monthly fee change?
- What support is available if care hours increase?
Based on cost alone; preference, health needs, safety, availability and quality of care should also be considered.